Why the 28/36 Rule is Outdated (And What to Use Instead)
The 28/36 rule was created in a different era. Here's why it fails modern homebuyers and what metrics actually matter for your financial health.
Home Buying Insights
Tips and guides to help you make smarter home buying decisions
Why Banks Approve You for More Than You Should Borrow
Banks approved you for $450,000. But should you actually borrow that much? Understanding why bank approval and true affordability are very different things.