Tips and guides to help you make smarter home buying decisions
"Renting is throwing money away." You have probably heard this before. But the math tells a more complicated story. Learn about opportunity cost, break-even points, and the hidden costs most calculators ignore.
In 1960, only 24% of renters spent more than 30% of income on housing. Today, half do. A look at six decades of data showing how housing costs outpaced income growth.
The 28/36 rule was created in a different era. Here's why it fails modern homebuyers and what metrics actually matter for your financial health.
Banks approved you for $450,000. But should you actually borrow that much? Understanding why bank approval and true affordability are very different things.